Why Plan Ahead

Pre-Plan with Cozart Funeral Home

Pre-planning your funeral is an important part of a well-tended life, giving you the opportunity to make end-of-life decisions calmly and thoughtfully. Start the online planning process today or meet with one of our pre-planning advisors—it just makes sense to plan ahead.


No one should have to make these choices for you. Pre-planning offers you and your loved ones peace of mind, allowing you to live life to the fullest, knowing you've made the right decision for everyone.

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Shelby Swoboda

Advance Planning Specialist Texas A&M University ’19

Why Should I Plan Ahead?

Planning ahead allows you to explore and compare the many options available, from services and products to pricing across different providers. This gives you the opportunity to make informed, thoughtful decisions about your funeral, cemetery arrangements, and preferred memorial. By pre-planning, you ensure that your choices reflect what is meaningful to both you and your family, while relieving them of the emotional and financial stress often associated with unexpected arrangements. Additionally, by prefunding, a guaranteed price contract allows you to lock in today’s prices, protecting you from future inflation.

What would your family do if you died today?

Most people prefer not to think about what will need to be done after they pass away, yet more of us are recognizing the wisdom of preparing for that eventuality. Recent National Funeral Marketing Studies reveal that over 85% of Americans over age 40 believe planning ahead for funeral arrangements is a smart choice.


This belief often stems from personal experience. Life’s “hard knocks” teach us valuable lessons, and the loss of a loved one can be devastating—both emotionally and financially. Unprepared families may find their grief compounded by unexpected expenses, underscoring the importance of planning ahead.

Benefits of Preplanning

Planning Ahead Lets Your Wishes Be Known

The death of a loved one often brings about unwarranted stress and turmoil among families. One family member wants one thing, while another family member wants something different. By planning ahead, you help prevent those disagreements by letting your family know what your wishes are and how you want your funeral service to be carried out and your business handled.

Planning Ahead Offers Peace of Mind

Our staff guarantees we will carry out the arrangements you want, just as you directed. Once the plans have been arranged, you and your family can rest easy knowing at the time of death, those uncomfortable decisions have been made. In a time when a family should be able to easily grieve, preplanning allows for that to happen.

Planning Ahead Offers Flexible Funding Options

When you preplan your funeral arrangements, there are more options when it comes to funding the funeral. A preneed insurance policy, life insurance policy or other payment options can all be arranged before the time of death. At the time of death, services must be paid in full, so having options ahead of time can also reduce other stress related to losing someone.

Planning Ahead Relieves The Burden From Family

Planning Ahead Relieves The Burden From Family

Following the death of a loved one, there are more than 150 decisions that have to be made within the first day or two following the death. Those stressful decisions on top of the stress of grieving a loss can be eliminated by arranging your final wishes ahead of time. If those decisions are made, your loved ones aren’t left wondering what you would have wanted and how they should proceed with funeral plans. With those decisions out of the way, your loved one can begin the healing process sooner.

Common Questions About Preplanning

  • What steps are involved in prearranging a funeral?

    The first step would be to write down your wishes. Indicate if you would prefer burial or cremation. Write down your ideas for the service you would like, cemetery choice, etc. If you've made those choices, or even if you're unsure, schedule a time to meet with one of our funeral directors who can explain the different service options, merchandise choices, as well as the different ways to pay for the funeral.

  • What information do I need to prearrange a funeral?

    You'll need basic information about yourself or the person you are planning for, such as date of birth, marital status, parent's full names, etc. Besides the biological information, you'll need to choose burial or cremation, what type of service you'd like, what cemetery to use, etc. Our caring staff will help you with this process.

  • Do I have to pay in advance?

    Preplanning is merely making your wishes known; however, most families who do this also choose to pre-fund their funeral. Doing so will relieve the financial burden on your family and offer peace of mind to you.

  • Can I transfer my plans to or from another funeral home?

    If you have plans at another funeral home and would like to move them here, we will help you do that. If you move from the area and would like to transfer your arrangements to another funeral home, we will assist you with that as well.

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